Student Loan & Student Allowance
After high school, a lot of young people choose to take tertiary courses to further their education. Often, this is the time where young people move out of their home and start looking after their own finances. This is also often around the age where your parents are no longer your legal guardians.
As a result, the government provides some financial support to New Zealanders who intend to further their studies by providing students with a student loan and sometimes a student allowance, to give everyone a chance to take further studies should they choose to.